Guest Blogger: BOLT Explains the Dangers of International Business Travel

BOLT is Your Business Owners Liability Team. 

Their extensive graphic might just help you to understand the Dangers of International Business Travel for business owners and their employees. It is the ultimate free resource for helping to protect your business and your future against dangers abroad by understanding the very real risks you can be taking without proper protection.

Via: Bolt Insurance

Coming Soon - Guest Blogger of the Week Postings

Yes, that's right! You read that correctly.

I shall be starting a Guest Blogger of the Week column with postings every Friday, thanks to the inspiration of a follower. So, if you're a blogger or writer (not necessarily a paid professional, but someone with something to say in keeping with my site's theme and who can do so in a grammatically correct fashion), I'd like to hear from you.

Here are the conditions for being considered as a Guest Blogger of the Week. They are simply that:

• you be willing to submit a post to be considered with other contenders. (If selected, your content to be posted in the Friday column.)
  
  
• your postings be 100% original and written exclusively for my Say No to Hackers and Spyware blog.
  
  
• your postings may be reposted on other sites and elsewhere, at your prerogative, but only one month after the initial posting on Say No to Hackers and Spyware and with a backlink to Say No to Hackers and Spyware.
  
  
• you place a backlink to Say No to Hackers and Spyware in your postings elsewhere online and offline.
  
  
• your guest postings be compensated exclusively in joint venture options. 
  
  
• the byline and link in your postings be limited exclusively to one per posting.

There you have it! If this sounds like something you could see yourself doing, please contact me. 

In the meanwhile, I recommend that you view my other site for some more information about me. Just click on the link below.

www.EtienneAGibbs.com/

(There might be some other joint-venture options in store for you. I'm thinking about initiating  Guest Blogger of the Week on my other sites.)


PS: Please take a moment to view my book trailer on YouTube by clicking on the link below.

http://youtu.be/5PTLsQp9B3Y

Resources to Help You Protect Yourself and Your Family from Scammers in Particular and Cybercriminals in General

With the Holidays in full swing, what can you do to protect yourself and your family from cybercriminals? Educate yourself! After all, the scammers spend a great deal of their time learning ways and technology to effectively separate you from your money. Why shouldn't you learn how to protect yourself?

Here are some online resources that may be of help:

• If you have ever received emails asking for money for orphans or victims of hurricanes; informing you that you've won a foreign lottery, telling you that you've been contacted because you’re known to be of good integrity and could be trusted to bank $30 million in your savings account, for a generous fee of 10% of the sum, then you need to get Michael Berry’s anti-scammers book, "Greetings in Jesus Name! The Scambaiter Letters". Go to his Amazon site: www.Amazon.co.uk/GreetingsinJesusName

• Another scam-fighter has decided to fight back with what he calls “Scamorama”, those who are '419' scambaiters. (The '419' scam is a form of advance fee fraud.)

“Scambaiter”, as he calls them, are people who write back to '419' scammers just to yank their chains, waste their time, or as the British say, wind them up. Learn all about scams, scammers, and scambaiters at Yes, It Is a Scam. Go to: www.Scamorama.com/

• File a complaint with the Federal Trade Commission, the nation's consumer protection agency. It collects complaints about companies, business practices, and identity theft under the FTC Act and other laws we enforce or administer. Your complaints can helps the FTC detect patterns of wrong-doing, and lead to investigations and prosecutions. 


The FTC enters all complaints it receives into Consumer Sentinel, a secure online database that is used by thousands of civil and criminal law enforcement authorities worldwide. It does not resolve individual consumer complaints. Go to:  www.FTCComplaintAssistant.gov/

• To protect yourself from medical, health care product and service scams or simply to learn what's taking place, get free consumer information from the US Federal Trade Commission. Go to:    www.FTC.gov/

• Educate yourself about current and ongoing Internet trends and schemes identified by the Internet Crime Complaint Center along with its description. Go to: www.IC3.gov/

Protect Yourself From Email Phishing

A great way to stay safe and secure is to make sure you know who's asking for your personal info before sharing it with anyone. Safe and reputable companies and sites will never ask for anything like that by email or any other method. If you receive an email from your bank or business asking you to send them your updated email, it's a scam. 

In fact, if you see any suspicious online behavior, do your part to report it. There are a number of anti-phishing and law enforcement groups that can help in such cases: 

   1. You can send an email to the FTC in the United States; 

   2. file a report with the Anti-Phishing Working Group on their website or by email; 

   3. submit a report to the Internet Crime Complaint Center, co-sponsored by the FBI and the National White Collar Crime Center.

Has anyone approached you in a public area and offered FREE services, groceries, or other items in exchange for your Medicare number?

JUST WALK AWAY!

Has someone called you for a "health survey," then asked you to provide your Medicare number over the phone?

SIMPLY HANG UP THE PHONE!

Have you found suspicious charges such as high-priced medical services or diagnostic tests on your medical bills? These could be fraudulent charges.

Call 1-800-MEDICARE AND REPORT IT!

Have doctors, health care providers, or suppliers told you that the equipment or service is free, it won't cost you anything, and they only need your Medicare number for their records?

JUST SAY NO THANKS!

Guard your Medicare and Social Security Numbers. Report Fraud to the Office of the Inspector General.
1-800-HHS-TIPS
(1-800-447-8477)
HHSTips@oig.hhs.gov
More Info >

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October is National Cyber Security Awareness Month. What Are You Planning to Do to Stay Safe?

 

National Cyber Security Awareness Month (NCSAM), conducted every October since 2004, is an annual awareness-raising effort that seeks to encourage everyone to protect their networks and our nation’s critical cyber infrastructure. 

 Cyber security requires vigilance 365 days per year. However, the Department of Homeland Security (DHS), the National Cyber Security Alliance (NCSA), and the Multi-State Information Sharing and Analysis Center (MS-ISAC), are the champions and founders of National Cyber Security Awareness Month and work together during the month of October to increase general cybersecurity awareness. 

What are you planning to do for National Cyber Security Awareness Month? 

The success of National Cyber Security Awareness Month rests on all of us doing what we can do to engage those around us to be safe and secure online. There are opportunities for everyone to get involved, no matter what their role is. 

To visit their website to learn what you can do for yourself, your children, their classroom, your business, just click on image below.

 

Are You Compliant?

If you're in business, you'd be wise to make information security an important part of it. Not only is it smart to be responsible and to protect against cyber-crime and ID theft, but properly managing your security and your computer systems can make you more productive and save valuable time and money.

It's everyone's responsibility to do what they can to fight identity theft and consumer fraud. But with current laws and regulations requiring the protection of customer information, businesses, and organizations now bear the biggest liability and the greatest monetary damage from identity theft and fraud.

If you collect, use, transmit, or store information about your customers or members, you must comply with these laws and regulations. And while not every law or regulation is applicable to every business, every business must meet minimum standards of information security, or face steep fines, penalties and even civil action against them in the event customer or employee information is leaked, lost or stolen.

Here are some questions you need to be asking:

• Does your business meet the security standards and requirements for virtually every federal, state, and industry law and regulation mandating the protection of customer and employee information?
  
  
• Does it have the potential for big penalties and fines for negligence and non-compliance? If so, what can you do to prevent it?
  
  
• Does it have comprehensive technical and administrative safeguards required to keep out hackers and identity thieves?
  
  
• Does the bank accounts, private information, and trade secrets of your business have maximum protection?
  
  
• Is your business increasing referrals and sales by increasing trust and loyalty with its customers?
  
  
• Does your business protect the personal information of its employees from would-be thieves?
  
  
• Does your business protect the information of its customers from identity theft and fraud?
  
  
• Is the image and customer goodwill of your business protected from security breaches?

How much at risk are you right now? Find out now. Click to "Free Business Scorecard" in the right column under Are You Compliant?